
That’s especially key if you’re sending or receiving money with someone you don’t fully trust. If your friend has a Chase account or a bank account that works with Zelle and supports real-time payments, then they’ll receive the money within a few minutes. Bank, Bank of America, Wells Fargo, and Citi, as well as many regional banks, work directly with Zelle.
Many large banks, such as Capital One, U.S. You can send or receive money from your Chase checking account or from a Chase Liquid card to anyone with a participating bank account. Here’s the best part, you can send them money whether they have a Chase bank account or not. You’ll receive a confirmation with a satisfying green check.
Choose a recipient from your contact list (or enter a new one). Click on Chase QuickPay with Zelle in the navigation menu. Simply go into your Chase mobile app and follow these steps: Let’s say your friend buys you lunch and you want to pay them back. They make it easy by syncing up the contacts in your phone, so you don’t have to type in someone’s whole number or get their email address to send them money. You don’t have to pay to use it, and they don’t take a cut of the funds. Funds are going directly from your Chase checking account into the recipient’s bank account and vice versa.Īlso, Chase QuickPay is free. With Chase QuickPay, you cut out the middleman. If you’re doing business with someone, you don’t want to wait around an entire day before you get your money. With PayPal, you have to pay a fee for the money to show up right away otherwise, it arrives in your checking account the next business day. The main thing that sets QuickPay apart is the money transfers within a few minutes as long as their bank participates in real-time payments. You just quickly and safely send and receive money.īut that’s just personal preference. Why Should You Use Chase QuickPay?įor one, the user interface is more streamlined than Paypal, and it’s not trying to be a new social media account like Venmo. But it still takes a nice chunk out of my budget which includes a hefty tuition payment for my wife this month.If you are a Chase customer but haven’t downloaded the Chase mobile app, it’s probably time to start asking yourself some tough questions. I count myself lucky being that I caught it immediately and that it's only $500. I've seen several people post here with similar scenarios but I was wondering if anyone with a similar story ended up getting their money back without having to jump through hoops (filing with the CFPB and OCC etc.). Unfortunately, the first $500 did process and I am currently waiting for the fraud claim to process to see if I can get my money back. It turns out that the crooks had already made two additional payments of $500 before the account was locked, both of which fortunately did not process. I went straight to a Chase branch, had the two accounts closed and opened new accounts under a new username and password. I immediately called chase who put me in contact with their fraud team who locked my account and told me that I would need to close both my checking and savings accounts as my online account was compromised and whoever got in now has access to all of my information.
Low and behold there was a quickpay transfer for $500 coming from my checking account to a contact I didn't recognize. Knowing that myself and my wife hadn't, I immediately responded "No" to the text message and logged on to my chase account. On Monday I received a chase fraud alert via text message asking if I recently made a $500 transfer. Here, please treat others with respect, stay on-topic, and avoid self-promotion.Īlways do your own research before acting on any information or advice that you read on Reddit.
ZELLE CHASE QUICKPAY HOW TO
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